Call our office to inquire about fees. Explore financing options and understand your PPO out-of-network benefits before your visit.
Call us to inquire about fees for your visit or recommended treatment. We can discuss your questions before you decide on care.
For fee inquiries, financing questions, and guidance on your insurance benefits.
We offer financing through CareCredit, Cherry, and Sunbit.
Explore options to spread eligible dental treatment costs over time. Choose a lender below to learn how its financing works.
CareCredit is a healthcare credit card for approved patients to pay for out-of-pocket dental care over time at participating providers.
Credit approval and minimum monthly payments are required. Promotions vary. For deferred-interest offers, interest is charged from the purchase date if the promotional balance is not paid in full by its deadline.
More information: CareCredit (opens lender website in a new tab)
Cherry offers payment plans that let approved patients split dental treatment costs into smaller payments over time.
Applying uses a soft credit check that does not affect your credit score. Approval and terms depend on eligibility. A down payment is required, interest may apply, and payment-plan activity is reported to credit bureaus.
More information: Cherry (opens lender website in a new tab)
Sunbit's pay-over-time service helps approved patients split eligible dental care costs into monthly payments. Financing is provided by TAB Bank.
Applying does not require a hard credit check. Approval and terms vary, a payment is due at checkout, and interest may apply. Account openings and payment activity are reported to a major credit bureau.
More information: Sunbit (opens lender website in a new tab)Before you apply: Financing is subject to lender approval. Available plans, interest, fees, and repayment terms vary. Read the lender's current disclosures and total repayment cost. A promotional offer is not a guarantee of interest-free financing. These links open the lenders' websites, not a loan application through our office.
If your PPO plan includes out-of-network benefits, you can use those benefits with us for eligible dental care. You do not have to limit your choice of dentist to the network when your plan provides this coverage.
PPO means Preferred Provider Organization. “Out of network” means a dentist does not have a contract with your particular plan's network. It does not mean you cannot visit our office. Welcoming PPO patients does not mean we are in network with every insurer.
Confirm that your policy includes out-of-network dental coverage and that your planned treatment is eligible. Ask your insurer about coverage percentages, waiting periods, exclusions, and your remaining annual benefits. Call our office to discuss your fee questions.
Your plan may base its payment on an allowed amount—the amount it recognizes for a service—not the office's full fee. A deductible is what you pay before certain benefits start. Coinsurance is your share of a covered charge. An annual maximum limits how much the plan pays during its benefit year.
You are responsible for costs your plan does not pay. If the office fee is higher than the insurer's allowed amount, you may owe that difference, called balance billing, in addition to applicable deductible and coinsurance amounts. Out-of-network costs can be higher than in-network costs.
A claim tells the insurer what care you received so it can process eligible benefits. Before treatment, ask our office and your insurer who will submit the claim, whether payment is needed upfront, and whether reimbursement is sent to you or the office. Review your insurer's Explanation of Benefits to see how the claim was processed.
Benefits are determined by your individual policy, not just the PPO name. Some plans or services do not include out-of-network coverage. Insurance estimates are not a guarantee of payment; your insurer makes the final benefit determination.
